Car Finance

Sometimes it is easier to spread the payments on your car.
Finance allows you to do this in a variety of ways:

5 Things you need to know about car finance

UK credit history is not required

Although most clients finance a used car you can finance brand-new cars too

Terms vary from 2 to 5 years (depending on the type of finance)

A lot of finance options give you the ability to end early if you need to

You may not have all the documents needed as soon as you arrive, however, we can always arrange a rental car

Different types of finance

Hire Purchase (HP)

Pay off the whole cost of the car over a set period of time

  • Pay an initial amount upfront (entirely of your choosing as to how much or how little)
  • Make monthly payments for 2-5 years
  • At the end you will own the car

Personal Contract Purchase (PCP)

Pay off the car’s depreciation but leave a set amount until the end of the agreement.

  • Pay an initial amount upfront (usually from £500 up to 40% of the car’s value)
  • Make monthly payments for 2-4 years
  • At the end of the contract either return the car at no cost or make a final payment to keep the car

Personal Contract Hire (PCH – often known as leasing)

Effectively a long-term rental.

  • Pay an amount upfront
  • Make monthly payments for 2-4 years
  • Return the car at the end of the contract

Things the finance company will ask for

  • Proof of UK employment and income
  • Proof of a permanent residence in the UK
  • Proof of a UK bank account
  • Proof of a driving licence (from anywhere in the world)

For more details on finance, arrange a call with one of our team now

How to get help

Contact us to arrange a free initial call

Have the call with one of our car-buying experts

Decide which level of service you’d like

Let us find you an amazing car

× Chat to us on WhatsApp